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Red Amber Green - How Do the Government Travel Zones Affect Your Travel Insurance?

18/05/2021
Many Brits are the opportunity to jet off for a foreign holiday as COVID travel restrictions have eased. But what is the impact of this easing on travel insurance?

Countries with a Green rating - the travel policies we arrange will offer full cover in line with the standard terms and conditions. This includes cover for COVID19. We are therefore very happy to be able to offer quotes and new policies for people travelling to a country in the Green zone.

Countries with an Amber rating - as long as there is no over-riding travel advisory warning for these countries from the Foreign, Commonwealth and Development Office (FCDO) the policies will offer full cover as per standard terms and conditions including cover for COVID19.So again, subject to the FCDO travel advisories, we are happy to offer quotes and new policies for people travelling to Amber zone countries.

Countries with a Red rating - sorry, we cannot arrange any cover whatsoever if you wish to visit a country in the Red zone

As mentioned, all the policies we arrange provide cover for emergency medical costs and repatriation, where necessary, if you contract COVID19 overseas. Depending on the level of cover you buy this can be extended to include cancellation as a result of a positive COVID test prior to travel or even to cancellation due to a member of your household having a positive test meaning you need to self-isolate. Do discuss this with us if you call. If buying online do make sure you understand the level of cover you are selecting.

At all times you must ensure you are following FCDO advice.

Iportant

There are certain items for which we cannot cover:
  • The cost of a quarantine hotel on your return
  • The cost of COVID testing
  • The loss of your holiday if the Government changes the zone for your destination (you should talk to your travel provider if this happens)
  • A change in entry requirements of a foreign Government (again you should talk to your travel provider if this happens)
  • Your failure to have valid documentation and test results meaning you are refused travel at the airport or entry to the destination of your choice
If you have any queries which this article has not answered please feel free to call to discuss with a team member. And please remember that this article was published based on the understanding of Government guidelines and requirements as of 18 May. These may change so please always make sure you check to ensure you are travelling in accordance with updated rules and guidelines.


This product is provided to Travel Insured by goodtogoinsurance.com who are appointed representatives of Ancile Insurance Group Ltd who are authorised and regulated by the Financial Conduct Authority – no.471641 By clicking the box at the foot of this page, you will be taken to our dedicated travel insurance site provided by goodtogoinsurance.com where you will be able to get a travel insurance quotation and view full policy information. The quotation you will obtain is provided on a non advised basis which means that no advice is given or implied and you are solely responsible for deciding whether the policy is suitable for your needs. Contact us if in doubt or if you require advice.

This insurance would meet the demands and needs of someone who wishes to insure their trip away from their home for cancellation costs, medical expenses and other specific risks required for that trip according to their individual circumstances..


If you experience any problems when using the site, contact us on 0845 850 1066.

I have read and understood the above detail

click here to obtain an online quote

This product is provided to Travel Insured by Ancile Insurance Group Ltd who are authorised and regulated by the Financial Conduct Authority - no.471641. By clicking the box at the foot of this page, you will be taken to our dedicated travel insurance site provided by Ancile Insurance Group Ltd where you will be able to get a travel insurance quotation and view full policy information. The quotation you will obtain is provided on a non advised basis which means that no advice is given or implied and you are solely responsible for deciding whether the policy is suitable for your needs. Contact us if in doubt or if you require advice.

This insurance would meet the demands and needs of someone who wishes to insure their trip away from their home for cancellation costs, medical expenses and other specific risks required for that trip according to their individual circumstances..

If you experience any problems when using the site, contact us on 0845 850 1066.

I have read and understood the above detail.

click here to obtain an online quote

This product is provided to Travel Insured by Ace European Group Ltd who are authorised and regulated by the Financial Conduct Authority – no.202803. By clicking the box at the foot of this page, you will be taken to our dedicated business travel insurance site provided by Ace European Group Ltd where you will be able to get a travel insurance quotation and view full policy information. The quotation you will obtain is provided on a non advised basis which means that no advice is given or implied and you are solely responsible for deciding whether the policy is suitable for your needs. Contact us if in doubt or if you require advice.

This insurance would meet the demands and needs of a business which wishes to insure business trips away from the UK for cancellation costs, medical expenses and other specific risks required for that trip according to their individual circumstances..

If you experience any problems when using the site, contact
us on 0845 850 1066.

I have read and understood the above detail.

click here to obtain an online quote

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Travel Insured is a trading style of Manor Insurance Services Ltd, registered office 2nd Floor 50 Fenchurch Street, London, England, EC3M 3JY Company registration number 4824667.
Authorised and regulated by the Financial Conduct Authority 303639

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