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The cheapest travel insurance is not necessarily the best!

18/02/2014

Contrary to popular conception Travel Insurance is not an off the shelf product! I agree that it is commonly thought that one size fits all. Where would we all be without those ubiquitous ads on the London Underground to read to break up the journey? £4.99 for a year of Travel Insurance cover sounds good to me!

So should we be asking questions of our insurer before we buy our policy? Well of course, and what’s more it is vital that we should because whoever reads the small print?

For too many travellers it is only when a claim is made that the horrible truth becomes clear – they were not insured! Even worse, it said so in the policy; the one they didn't take out of the plastic wallet and read!

So to remove any panic or worry about your policy and what you might or might not be covered for let’s look at some of the bigger areas that we would want to ensure are insured. (Did you see what I did there?)

Some of the biggest problems that can occur on holiday include:

  1. Missed flight departures and/or connections.
  2. Cancellation or restriction of your holiday caused by an unexpected event for example natural disasters or severe weather. (Remember that volcano in Iceland?)
  3. Illness, injury or death while you are away – how will you get back home?
  4. Loss, theft or damage to your belongings or luggage.
  5. Liability for accidents to others.
  6. What if the airline goes out of business?

Travel Insurance is there to help you cope with the unexpected or at least unwanted episodes of being away from home. If you don’t have time to read the policy document before buying your travel insurance, at least remember that price isn't the guide to security. Speaking to your insurance company is much more important!

Happy travelling!

This product is provided to Travel Insured by goodtogoinsurance.com who are appointed representatives of Ancile Insurance Group Ltd who are authorised and regulated by the Financial Conduct Authority – no.471641 By clicking the box at the foot of this page, you will be taken to our dedicated travel insurance site provided by goodtogoinsurance.com where you will be able to get a travel insurance quotation and view full policy information. The quotation you will obtain is provided on a non advised basis which means that no advice is given or implied and you are solely responsible for deciding whether the policy is suitable for your needs. Contact us if in doubt or if you require advice.

This insurance would meet the demands and needs of someone who wishes to insure their trip away from their home for cancellation costs, medical expenses and other specific risks required for that trip according to their individual circumstances..


If you experience any problems when using the site, contact us on 0845 850 1066.

I have read and understood the above detail

click here to obtain an online quote

This product is provided to Travel Insured by Ancile Insurance Group Ltd who are authorised and regulated by the Financial Conduct Authority - no.471641. By clicking the box at the foot of this page, you will be taken to our dedicated travel insurance site provided by Ancile Insurance Group Ltd where you will be able to get a travel insurance quotation and view full policy information. The quotation you will obtain is provided on a non advised basis which means that no advice is given or implied and you are solely responsible for deciding whether the policy is suitable for your needs. Contact us if in doubt or if you require advice.

This insurance would meet the demands and needs of someone who wishes to insure their trip away from their home for cancellation costs, medical expenses and other specific risks required for that trip according to their individual circumstances..

If you experience any problems when using the site, contact us on 0845 850 1066.

I have read and understood the above detail.

click here to obtain an online quote

This product is provided to Travel Insured by Ace European Group Ltd who are authorised and regulated by the Financial Conduct Authority – no.202803. By clicking the box at the foot of this page, you will be taken to our dedicated business travel insurance site provided by Ace European Group Ltd where you will be able to get a travel insurance quotation and view full policy information. The quotation you will obtain is provided on a non advised basis which means that no advice is given or implied and you are solely responsible for deciding whether the policy is suitable for your needs. Contact us if in doubt or if you require advice.

This insurance would meet the demands and needs of a business which wishes to insure business trips away from the UK for cancellation costs, medical expenses and other specific risks required for that trip according to their individual circumstances..

If you experience any problems when using the site, contact
us on 0845 850 1066.

I have read and understood the above detail.

click here to obtain an online quote

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