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About Disclosing Blood Pressure and Cholesterol on your Travel Insurance

11/04/2018

Be careful before selecting to remove high blood pressure and cholesterol from your travel insurance

We have recently seen clients asking us about NOT DISCLOSING high blood pressure and/or high cholesterol when applying for travel insurance; "after all they’re well controlled,” they say. At first glance if this is going to reduce the cost it may appear quite reasonable, but what are the consequences?

If you simply fail to disclose medical conditions you may find ALL cover is invalid. You may find you have purchased from an insurer who DOES NOT OFFER COVER to people with medical conditions and as such would not wish to take your money. Buying a policy from them would be worthless.

What about disclosing the conditions and then selecting to exclude them? One of our customers was tempted to do this. He had always had full cover from us in the past but at renewal he went online and having disclosed the high blood pressure and cholesterol was tempted by a policy which excluded these conditions. He called us and asked if we could do the same. We suggested he check with the online insurer to see exactly what they were excluding and they confirmed to him "ALL CLAIMS RELATED TO OR ARISING FROM high blood pressure and or cholesterol” When quizzed by the client they confirmed this meant that claims for "STROKE, TIA, HEART ATTACK and many other conditions were EXCLUDED as they were related to high blood pressure and/or cholesterol.”

It is IMPORTANT that you ensure that if you select to exclude cover for certain medical conditions you are aware of the FULL IMPLICATIONS.

For clear, impartial advice on getting the right travel insurance for your PERSONAL demands and needs call us on 01424 718790 – we’re happy to help.

This product is provided to Travel Insured by goodtogoinsurance.com who are appointed representatives of Ancile Insurance Group Ltd who are authorised and regulated by the Financial Conduct Authority – no.471641 By clicking the box at the foot of this page, you will be taken to our dedicated travel insurance site provided by goodtogoinsurance.com where you will be able to get a travel insurance quotation and view full policy information. The quotation you will obtain is provided on a non advised basis which means that no advice is given or implied and you are solely responsible for deciding whether the policy is suitable for your needs. Contact us if in doubt or if you require advice.

This insurance would meet the demands and needs of someone who wishes to insure their trip away from their home for cancellation costs, medical expenses and other specific risks required for that trip according to their individual circumstances..


If you experience any problems when using the site, contact us on 0845 850 1066.

I have read and understood the above detail

click here to obtain an online quote

This product is provided to Travel Insured by Ancile Insurance Group Ltd who are authorised and regulated by the Financial Conduct Authority - no.471641. By clicking the box at the foot of this page, you will be taken to our dedicated travel insurance site provided by Ancile Insurance Group Ltd where you will be able to get a travel insurance quotation and view full policy information. The quotation you will obtain is provided on a non advised basis which means that no advice is given or implied and you are solely responsible for deciding whether the policy is suitable for your needs. Contact us if in doubt or if you require advice.

This insurance would meet the demands and needs of someone who wishes to insure their trip away from their home for cancellation costs, medical expenses and other specific risks required for that trip according to their individual circumstances..

If you experience any problems when using the site, contact us on 0845 850 1066.

I have read and understood the above detail.

click here to obtain an online quote

This product is provided to Travel Insured by Ace European Group Ltd who are authorised and regulated by the Financial Conduct Authority – no.202803. By clicking the box at the foot of this page, you will be taken to our dedicated business travel insurance site provided by Ace European Group Ltd where you will be able to get a travel insurance quotation and view full policy information. The quotation you will obtain is provided on a non advised basis which means that no advice is given or implied and you are solely responsible for deciding whether the policy is suitable for your needs. Contact us if in doubt or if you require advice.

This insurance would meet the demands and needs of a business which wishes to insure business trips away from the UK for cancellation costs, medical expenses and other specific risks required for that trip according to their individual circumstances..

If you experience any problems when using the site, contact
us on 0845 850 1066.

I have read and understood the above detail.

click here to obtain an online quote

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Travel Insured is a trading style of Manor Insurance Services Ltd, registered office 93/97 Bohemia Road, St Leonards-on-Sea TN37 6RJ Company registration number 4824667.
Authorised and regulated by the Financial Conduct Authority 303639

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